Financing Options

Own your gemstone,
one facet at a time.

Break the cost of an authentic, certified gemstone into simple monthly instalments — no hidden charges, no waiting rooms. Approval in as little as 24 hours.

Calculate My EMI How It Works

24–28 Hr Processing

Digital approval, no branch visits required.

12–60 Month Tenure

Choose a schedule that fits your budget.

Secure & Verified

Bank-grade encryption on every application.

Instalment Calculator

See your monthly payment before you apply

Move the sliders to match your gemstone's value and preferred tenure — the figure updates instantly.

₹10,000₹5,00,000
12 mo60 mo
10%18%
Estimated Monthly EMI
₹7,142 / mo
for 18 months

Total Payable

₹1,28,556

Total Interest

₹8,556

Figures are indicative estimates for planning purposes only. Final EMI, tenure and interest rate are confirmed by our lending partner after document verification.

The Process

From selection to ownership, in four steps

01

Choose your gemstone

Select a certified gemstone, Rudraksha, or healing bracelet from our catalogue, or book a consultation with our in-house gemologist for a personal recommendation.

02

Apply in minutes

Fill a short online form with basic KYC details — PAN, address proof, and income document. No paperwork couriered, everything is uploaded digitally.

03

Get verified & approved

Our financing partner reviews your application and confirms eligibility, tenure, and EMI amount within 24 to 28 hours.

04

Receive your gemstone

Once the first instalment clears, your piece is dispatched with insured, tamper-proof packaging and a certificate of authenticity.

Before You Apply

Eligibility & documents

Who can apply

  • Indian resident, aged 21–60 years
  • Salaried or self-employed with regular income
  • Minimum monthly income of ₹15,000
  • Valid active bank account for EMI auto-debit

Documents required

  • PAN card
  • Aadhaar or other address proof
  • Last 3 months' bank statement
  • Recent salary slip or income proof